00322nam a22001217a 450000500170000000800410001702000150005805000210007310000160009424500330011026000360014330000210017920260302125520.0260302b        |||||||| |||| 00| 0 eng d  a0670873616  aHG 179. R3b1997  aRamsey Dave  aFinancial PeacecDave Ramsey  aNew YorkbVikings penguinc1997  axx, p. 276.bHbk