00432nam a22001337a 450000500170000000800410001702000180005805000190007610000190009524501040011425000110021826000460022930000230027520260302142245.0260302b        |||||||| |||| 00| 0 eng d  a9780198074106  aHG1591.B4 2011  aBhattacharya H  aBanking strategy, credit appraisal and lending decisionsbA risk return framework/cH, Bhattacharya  a2nd ed  aNew delhiboxford univerisity pressc2011  axix, 562p;illbpbk