TY  - BOOK
AU  - Baranoff,E
AU  - Heins,Richard M.
TI  - Risk management & insurance
SN  - 0471270873
AV  - HG8051.B3 2004 .W5
U1  - 368/.01 
PY  - 2004///
CY  - New York
PB  - Wiley
KW  - Risk (Insurance)
KW  - Business insurance
KW  - Insurance
ER  -